As winter approaches, it's natural to feel a little anxious about keeping your home safe and warm. At this time of year, taking proactive steps can prevent stress and save you from costly insurance claims.
Insulate Exposed Pipes
Prevent freezing and bursting by insulating pipes, especially those in basements or exterior walls. This simple step can save you from significant repair costs down the line.
Seal Gaps Around Windows and Doors
A classic yet effective method to retain heat and cut down on energy bills. Spend some time identifying and sealing any gaps to keep the cold air out.
Boost Indoor Air Quality
Consider using HEPA filters or MERV 13+ filters in your HVAC systems or portable units to combat viruses, dust, and allergens, ensuring you breathe fresh, clean air all winter long.
Update Smart Thermostat Settings
Modern smart thermostats adjust automatically to minimize energy waste. Set your thermostat between 68°F and 70°F when you're at home for maximum efficiency and comfort.
Schedule a Heating System Checkup
Before the cold snaps hit, make sure your heating system is in top shape. An annual inspection can help avoid unexpected breakdowns when you need heat the most.
Clear and Check Solar Panels
Activate winter modes on your solar panels and clear snow post-storms to maintain efficiency. This ensures you harness as much energy as possible during the shorter days.
Clean Out Gutters
Prevent ice dams and water backups by clearing out leaves and debris before the first big snow. This simple task can help protect your roof and home from water damage.
Document Your Home Digitally
Create a video walkthrough of your home and valuables with your smartphone. This documentation streamlines potential insurance claims and gives you peace of mind.
Even implementing a few of these suggestions can significantly safeguard your home during the colder months. Stay proactive, and remember—it's never too late to start. Consider reviewing your homeowners insurance policy with us to ensure you're fully covered for winter weather events.


